The Carroll Realty Group - KELLER WILLIAMS REALTY / Metropolitan



Posted by The Carroll Realty Group on 5/3/2018


8 Naumkeag Court, Litchfield, NH 03052

Single-Family

$459,900
Price

3
Bedrooms
8
Rooms
2/1
Full/Half Baths
Litchfield Living.Stunning, IMMACULATE COLONIAL featuring 3 BEDS, 2 BATHS and ready for its new owners! With over 3,000 sq. ft. of living space, this home offers something for everyone. Sited on 1.82 ACRES in a DESIRABLE CUL-DE-SAC neighborhood, enjoy NUMEROUS UPGRADES without waiting for new construction. Enter the LIGHT and BRIGHT tiled foyer and feel right at home. Experience the elegance of the NEWLY RENOVATED, OPEN-CONCEPT kitchen featuring oak cabinetry, GRANITE countertops, tiled backsplash, UNDER-CABINET LIGHTING, and BRAZILIAN CHERRY hardwood flooring. Relax in the well-appointed GREAT ROOM with CATHEDRAL CEILING and gas fireplace or entertain in the dining room complete with HARDWOOD flooring and CROWN MOLDING. Upstairs you will find the master bedroom with a GORGEOUS EN-SUITE and walk-in closet. A full bath and two additional bedrooms complete the second floor. The tastefully FINISHED walk-out LOWER LEVEL can be utilized as a GAME ROOM, movie room, or HOME GYM. Complete with SAUNA! Plenty of storage space as well. This home also features many other amenities, including CENTRAL AIR, IRRIGATION, built-in Boston Acoustics speakers, and is wired for a GENERATOR. Showings start now!
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May 05 at 11:30 AM to 1:00 PM
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Location: 8 Naumkeag Court, Litchfield, NH 03052    Get Directions






Categories: New Homes  


Posted by The Carroll Realty Group on 5/2/2018

This Land in Goffstown, NH recently sold for $95,000. This style home was sold by The Carroll Realty Group - KELLER WILLIAMS REALTY / Metropolitan.


Church Street, Goffstown, NH 03045

Land

$90,000
Price
$95,000
Sale Price







Tags: Real Estate   land   Goffstown   03045  
Categories: Sold Homes  


Posted by The Carroll Realty Group on 5/1/2018

The U.S. Department of Agriculture (USDA) offers multiple housing assistance programs for people hoping to achieve home ownership.

In spite of being offered by the USDA, you don’t need to be a farmer or rancher of any kind to qualify for a home loan. Similarly, you don’t have to buy a home miles from civilization--many popular, thickly-settled suburbs across the country also qualify for USDA programs.

In this article, we’re going to explain the different programs offered by the USDA, how to check your eligibility, how to find out which locations qualify, and how to get started with a loan.

USDA Assistance Programs

The USDA offers two types of home loans for prospective buyers. The direct program, or Section 502 Direct Loan Program, is designed to help low-income persons to acquire safe, affordable housing. The assistance for this loan comes in the form of a subsidy that can be applied directly to the applicant’s mortgage, reducing monthly mortgage payments for a certain period of time.

Another type of home loan offered by the USDA is the Single Family Home Guarantee. Much like an FHA or first-time homeowner’s loan, this type of mortgage is insured by the government. As a result, buyers can often qualify for lower interest rates and smaller down payments from their lenders.

Guarantees may be applied towards the purchase, rebuilding, or building of a rural home as an incentive to developing rural areas. Later, we’ll talk about what is considered “rural.”

Outside of help with buying homes, the USDA also provides grants and loans for repairing and modernizing rural homes.

Who is eligible for USDA mortgage assistance?

In general, those applying for USDA assistance must meet certain criteria. Applicants must meet income eligibility, be a U.S. citizen or qualified noncitizen, and must purchase a qualifying property.

For the Direct loan program, applicants must be without safe or sanitary housing and be unable to secure housing through other means. Whereas for USDA guaranteed loans, applicants need only fall under the maximum income limit.

To find out if you’re eligible immediately, fill out an eligibility form from the USDA.

How do I know which houses qualify?

Generally speaking, homes located within large, metropolitan cities won’t qualify for USDA loans. However, suburbs just outside of some larger cities often do. For example, towns located just a half hour’s drive outside of Boston have a good chance of being eligible.

To view the map of property eligibility, simply fill out the online eligibility form.

How Do I Get Started?

If you’re seeking a direct loan, you’ll have to contact your local Rural Development office. Applications for a direct loan are accepted year-round and are awarded based on funding availability.

For people looking for a private loan guaranteed by the USDA, applicants should contact an approved lender in the area. The lender will then work with the USDA loan specialist in your state.




Tags: Mortgage   home loans   USDA Loans  
Categories: Mortgage   home loans   USDA loans  


Posted by The Carroll Realty Group on 4/24/2018

Buying a new home can be an exciting but anxiety-inducing experience. With so many things to consider, it can be difficult to keep track of the things that matter most to you.

This process is complicated further when you discover a second or third home that you like as much as the first and you’re trying to decide which one to make an offer on.

In today’s post, we’re going to talk about how you can effectively compare houses to ensure that you’re making the most sensible, long-term decision for you and your family.

It’s all about the spreadsheet

Today, our method isn’t going to rely on any fancy new apps or paid tools. Everything you need to accomplish your spreadsheet is a tool like Google Sheets (it’s like a free version of Excel) or a simple pencil and notebook.

The columns of your spreadsheet will be made up of the factors that will influence your decision. This will include the obvious details like the cost and square footage of the home, but also finer details like its proximity to key places in your life.

The rows of your spreadsheet will be the properties you’re comparing. Now, it may be tempting to start listing every house on your radar in the columns of your spreadsheet. However, I think it’s more time-effective to only include the homes that you’re likely to make an offer on. This means doing some hard thinking and having a conversation with your family about your realistic goals for buying a home.

What is most important to you in a home and neighborhood?

Let’s turn our attention back to the top row of your spreadsheet. We want to fill that section with around 10 factors that are most important to you in a home and the location the home will be in.

In this section, you can include the estimated cost of the home and the estimated monthly expenses for owning that home (utilities, taxes, etc.).

Here’s the secret weapon of our spreadsheet, however. Rather than listing the actual cost of the home in this row, we’re going to give it a rank of 1 to 5. A score of 1 means the house is a lot more expensive than you want. A score of 5 means the house is the ideal cost. A 3 would be somewhere in the middle.

We’re going to use this 1 to 5 ranking system for all other factors on our spreadsheet as well.

Next to these costs, you’ll want to add other important factors to your home buying decision. Does it have the number of rooms you’re looking for? If a backyard is important to you, does it provide for that need?

In terms of upgrades, how much work will you have to do on the home to make it something you’re satisfied with? For DIY-minded people with time to spare, home improvement might be a welcome concept. For others, it simply would take too much time to accomplish everything you want. So, when you fill out the “Upgrades” column of your spreadsheet, make sure you determine a system for ranking the homes that suits your needs.

House location shouldn’t be overlooked

It’s a sad truth, but in today’s busy world, the average homeowner spends most of their time away from home, whether they’re at work, commuting, or bring their kids to and from after school activities.

You’ll want at least one column on your spreadsheet to be devoted to location. When ranking the location of a home, consider things like commuting time, distance to schools, hospitals, parks, and grocery stores. All of these things will have a larger impact on your day-to-day life than small details of the house itself.

Ranking the homes

Now that you have the first row and column of your spreadsheet built, it’s time to fill in the details and tally up the totals. These numbers will help inform your decision as to which house is really right for you.




Categories: Buying a Home   compare homes  


Posted by The Carroll Realty Group on 4/20/2018

This Single-Family in Windham, NH recently sold for $405,000. This Cabin style home was sold by The Carroll Realty Group - KELLER WILLIAMS REALTY / Metropolitan.


3 Allen Road, Windham, NH 03087

Single-Family

$405,000
Price
$405,000
Sale Price

2
Bedrooms
5
Rooms
1/1
Full/Half Baths






Categories: Sold Homes  




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