The Carroll Realty Group - KELLER WILLIAMS REALTY / Metropolitan
The Carroll Realty Group - KELLER WILLIAMS REALTY / Metropolitan

Stephen Carroll Cell: 603-860-0310 | [email protected]
Kris Stone Cell: 603-493-4435 | [email protected]


Posted by The Carroll Realty Group on 6/18/2019

The first thing you see when you come home is your entryway. No one wants to go back to a cluttered house, and organizing your entry is the first step. The challenge though is that because it is the first place you land, it becomes where everything else falls too. It’s the catch-all for the mail and magazines, homework, receipts from your shopping trip, and even those door hanger coupons you’re saving for date night.

You’ve read that heading straight to the office with your mail is best. But even on your best day, you come in the door with both hands full, looking for a place to drop the keys before you drop the eggs. The simplest solution is to set up a landing table in the entry that you can place items to go over later. Check out these ideas to see what might work best for you. 

Drawers

If your entry table has drawers, the important stuff can be shoved out of sight. So, slip your wallet and keys into a drawer before heading into the rest of the house. Larger drawers are great for winter gloves, sunglasses, and other items you need to grab on your way out.

Shelves

A large shelf at the bottom of the table legs makes the perfect spot for covered baskets. Use these to toss boots and shoes, backpacks and homework. Or, organize your recycling, so the trip to the curb is just a short step.

Above the table surface, narrow cubbies and shelves make the perfect spot to sort the mail. Set up one cubby for the advertising circulars you want to get back to. Another works well for take-out menus. Finally, have a cubby for important mail that needs sorting. That way, when you have a moment to go through it, you’ll find it all in one place and not on random surfaces throughout the house.

Décor

Of course, everyone wants to arrange the perfect collection of vases, photographs, vintage glass and artful books on their entry table. Just remember that when you do, you’re going for form over function. Having decorative items on the table surface takes away your place to set things to relieve your overfull arms coming in the door. Instead, hang a decorative floating shelf above the surface to hold all the decorative items while the tabletop is available to capture what you might otherwise drop.

If your entry doesn’t have room for a table, now might be the time to think about purchasing a home that more adequately meets your needs. Talk to your real estate pro about a new home today.




Categories: organization tips   clutter   entryway  


Posted by The Carroll Realty Group on 6/12/2019

This Multi-Family in Manchester, NH recently sold for $245,000. This style home was sold by The Carroll Realty Group - KELLER WILLIAMS REALTY / Metropolitan.


752 Grove Street, Manchester, NH 03103

Multi-Family

$239,000
Price
$245,000
Sale Price

2
Total Units
Let this INVESTMENT property start making money for YOU!! Located just two doors down from the BELMONT HALL restaurant & RECENTLY re-painted and hardwoods re-finished!! This two-family property features two, THREE-BEDROOM, one bath, GARDEN STYLE units. Fabulous INVESTMENT opportunity or OWNER-OCCUPY and collect rent to off-set the mortgage. Full basement with STORAGE and LAUNDRY. Each unit has their own porch and plenty of OFF-STREET PARKING. Lovely, fully-fenced in yard situated on a corner lot. Conveniently located with easy access to local parks, shopping and the Elliot Hospital. Service by public water/sewer and NATURAL GAS.






Categories: Sold Homes  


Posted by The Carroll Realty Group on 6/11/2019

If you're renting a nice house, condo, or apartment, there's a good chance your monthly rent check is almost as much as a mortgage payment. Perhaps you've realized this and have been asking yourself why you're contributing to someone else's nest egg, instead of your own! If that sounds familiar, you may be ready to take the plunge into home ownership.

The other half of the equation is whether you're financially ready, and that would depend on a variety of things, including your credit rating, your debt-to-income ratio, and your ability to make a sufficient down payment on a new home. Although a 20% down payment is a desirable target to aim for, there's often a lot of flexibility on how much you're required to put down on a house.

One of the main reasons a 20% down payment is desirable is that it takes you "off the hook" for having to pay monthly private mortgage insurance (PMI). The second advantage of making a substantial down payment is that it reduces the principal amount of your loan, which, in turn, lowers your monthly payments even more. However, if you're ready to become a home owner, but can't afford a 20% down payment, you can often eliminate PMI payments earlier than scheduled by making extra principal payments. The bank or mortgage company you decide to work with can fully explain their policies and what your options are.

If you are interested in making the transition from renter to home owner, now's a good time to start talking to loan officers. If nothing else, you'll be educating yourself on the intricacies of buying a home. Working with an experienced real estate agent is another way to learn the ropes, so to speak, when it comes to the home buying process.

Other than the financial benefits of building equity in your own home, there are also a lot of practical advantages. If you're currently a renter, for example -- especially in an apartment building, duplex, or townhouse -- you're probably tired of the lack of privacy and the unwelcome noises you can often hear through walls, floors, and ceilings.

Becoming a home owner brings with it a pride of ownership and the ability to plant trees, bushes, and gardens on your own property. Depending on what's available in your price range, you can also enjoy your own private deck, screened in porch, or patio. Options for the kids (if you have them) include swing sets, sand boxes, and room to play backyard sports or run through a water sprinkler during the hot weather.

If you feel like you are ready to take the plunge into home ownership, the first step is to make lists of your requirements, your preferences ("wish list"), and financial resources. The next step is to find a good real estate agent to start showing you homes that fulfill your needs and check off as many items on your wish list as possible!





Posted by The Carroll Realty Group on 6/10/2019

This Single-Family in Sutton, NH recently sold for $373,800. This Cape,Contemporary style home was sold by The Carroll Realty Group - KELLER WILLIAMS REALTY / Metropolitan.


58 Rowell Hill, Sutton, NH 03257

Single-Family

$399,900
Price
$373,800
Sale Price

11
Rooms
3
Beds
2/2
Full/Half Baths
Seller says "BRING an OFFER, Please"!! WHAT AN INCREDIBLE VALUE at $399,900!! WELCOME HOME!! What an AWESOME Value!! This gorgeous 3+ bedroom, 4 bath EXPANSIVE CAPE, sited on 3.2 acres in the Rowell Hill Subdivision, offers OVER 3,400 sq. ft. of living space. The first floor offers a CUSTOM, OPEN CONCEPT eat-kitchen complete with GRANITE countertops, STAINLESS steel appliances, a SIZABLE ISLAND, and CUSTOM CABINETRY. Relax in the LIGHT and BRIGHT living room, complete with a HARMAN PELLET STOVE and custom HEARTH. The FIRST-FLOOR MASTER SUITE is comfortable and spacious. The ENSUITE has a SOAKING TUB and a gorgeous TILE and GLASS SHOWER. HARDWOOD FLOORS through this level. Retreat upstairs to find two GOOD-SIZED sunny bedrooms and a WELL-APPOINTED full bath. The WALK-OUT lower level is FULLY-FINISHED and the perfect place to ENTERTAIN. Cozy up to the FIELDSTONE FIREPLACE, grab a drink at the FULL BAR, or enjoy your favorite game with friends. Horses Welcome TOO!!

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Categories: Sold Homes  


Posted by The Carroll Realty Group on 6/4/2019

The amount of money you will need to ensure you can purchase a house varies based on a number of factors. For example, if you want to purchase a house in a big city, you may need to save more money than you likely would require to buy a residence in a small town. Meanwhile, your decision to choose a fixed-rate mortgage over an adjustable-rate mortgage – or vice-versa – can impact your monthly housing costs. And let's not forget about the costs of home utilities like electricity and water, either.

Ultimately, it helps to put together a homebuying budget before you embark on a house search. Because if you know how much money you have at your disposal, you can map out your house search accordingly. And as a result, you can minimize the risk of spending too much to acquire your dream residence.

Let's now take a look at three tips to help you craft an effective homebuying budget.

1. Evaluate Your Current Expenses

An in-depth assessment of your current monthly expenses is key. If you conduct an expense evaluation, you can find out how much you spend on various must-haves and wants. You then can take steps to reduce your monthly expenses and increase your savings for a new home.

It also never hurts to consult with a financial planner. If you have a financial planner at your side, you can gain expert insights to help you evaluate your current expenses. Plus, you can work with a financial planner to determine the best course of action so you can eventually buy your dream residence.

2. Get Pre-Approved for a Mortgage

Meet with a variety of banks and credit unions and explore your mortgage options – you will be happy you did. If you assess your mortgage options closely, you can find one that complements your finances. And once you get pre-approved for a mortgage, you will know how much you can spend on a house.

Generally, it is beneficial to meet with as many banks and credit unions as you can. If you consult with myriad lenders, you can receive extensive insights into many mortgage options. Best of all, you will be better equipped than ever before to find the lowest-possible interest rate on a mortgage.

3. Consider Your Down Payment Options

The down payment required for a home purchase varies, but it commonly ranges between 5 percent and 20 percent of a house's total price. If you account for a down payment as you craft a homebuying budget, you can use this total to plan ahead for the property buying journey.

Lastly, you may want to collaborate with a real estate agent as you prepare to launch a home search. In addition to helping you find your dream residence, a real estate agent can put you in touch with potential lenders and offer plenty of guidance throughout the property buying journey.

Ready to pursue a home? Use the aforementioned tips, and you create a successful homebuying budget.




Categories: Buying a Home   buying tips  




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